Unemployment Insurance, Insurance for special category of persons like, Circus workers, seamen etc

A trapeze artist in a travelling circus falls during a show in Pune. A deckhand on a cargo ship sailing out of Mumbai port is swept overboard in a storm. A factory worker in Taloja is laid off when the plant shuts down. Their work is nothing alike, yet each can lose income in a single day through no fault of his own. Does the law give them insurance, compensation or neither? That is the question behind unemployment insurance and cover for special categories of workers.

In two minutes

Social security law lists unemployment as a risk but builds no general unemployment insurance; special categories such as circus workers, seamen and aircraft crew are protected instead through the employees’ compensation chapter of the Code on Social Security 2020 and, for ships, through insurable interest in wages under the Marine Insurance Act 1963.

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