Optional-II: Banking Law / Right to Information

Karnataka University Dharwad · LL.B. Semester 4

Unit BL-1 — Banking Law: Indian Banking Structure

Origin - Evolution of Banking Institutions · Types and functions of banks · RBI - Constitution, Management and Functions · Banking Regulation Act, 1949 · State Bank of India, UTI, IDBI, RRBs, Local banks

Unit BL-2 — Banking Law: Negotiable Instruments Act, 1881

Negotiable Instruments - Kinds - Holder and holder in due course · Negotiation - Assignment - Presentment - Endorsement · Liability of parties - Payment in due course · Paying banker and collecting banker · Penal provisions under NI Act · Banker's Books Evidence Act

Unit BL-3 — Banking Law: Banker and customer relationship

Banker and customer Relationship · Opening of New Accounts · Ancillary Services and E-Banking

Unit BL-4 — Banking Law: E-Banking

E-Banking - internet, mobile, ATM, computerized banking · E-Cheque - authentication - Cyber Evidence · Banking Ombudsman

Unit RTI-1 — Right to Information: before the RTI Act, 2005

Right to Information before Right to Information Act, 2005 · Significance in democracy; Constitutional basis; Supreme Court on right to information

Unit RTI-2 — Right to Information: RTI Act - definitions and obligations

RTI Act - definitions · Right to information and obligations of public authorities

Unit RTI-3 — Right to Information: Information Commissions

Central information commission; State information commission · Powers and functions of information commissions · Appeals and penalties

Unit RTI-4 — Right to Information: Other related laws

The Official Secrets Act, 1923 · The Public Records Act, 1993; The Public Records Rules, 1997 · The Freedom of Information Act, 2002 · The Commission of Inquiry Act, 1952; The Commission of Inquiry (Central) Rules, 1972

Unit RTI-5 — Right to Information: Best practices

A study of decisions rendered by state commissions and central Commission in specified departments